Simple, Transparent Plans.
Zero Per-Seat Fees.
Clear your Undeposited Funds to $0.00 daily. Built specifically for Xero and QuickBooks ecosystems with no data lock-in.
Starter
For small service contractors & single businesses managing paper & digital rails.
- ✓ Up to 150 Transactions / mo (Cards, checks, cash)
- ✓ Automated NACHA / ACH File Generation
- ✓ 1 Xero or QuickBooks General Ledger Sync
- ✓ Instant Printable Bank Deposit Slips (PDF)
- ✓ Automated Stripe Fee Splitting
- ✓ Unlimited Team Seats (Aligned with Xero)
Growth
For medical practices, high-ticket agencies & businesses needing live payment pages.
- ✓ Up to 750 Transactions / mo
- ✓ Invoicing with Pay-Now Links & Digital e-Checks
- ✓ Hourly Sync & Daily $0.00 Clearing Balance
- ✓ Automated NACHA / ACH File Generation
- ✓ Unlimited Branded PDF Invoices & Receipts
- ✓ Priority Live Support
Agency Hub
For accounting practices standardizing intake across multiple client organizations.
- ✓ Includes 5 Managed Client Hubs (~$40 / client)
- ✓ Additional Clients at Wholesale: +$29 / mo
- ✓ Central Multi-Client Dashboard with 1-click switching
- ✓ Optional 20% Recurring Rev-Share (Direct billing)
- ✓ Automated ACH, Deposit Slips & Fee Splits on All Accounts
- ✓ Dedicated Firm Concierge & 1-on-1 Onboarding
Digital Check & Payment Processing Fees
Generating printable bank-ready deposit slips, batching paper checks, and clearing undeposited funds to zero is completely covered by your monthly subscription.
Digital check verification and clearing carries a standard flat fee of $0.95 per transaction. Predictable, simple, and never tied to fluctuating percentage tiers.
Flexible Fee Controls: Turn Payment Costs into a Profit Center
Unlike closed payment platforms that hide processing overhead inside blended percentages, ePayUs puts you in control. Select how check and card verification fees are handled on your invoices:
Your business covers the flat $0.95 fee. On a $1,000 invoice, you receive $999.05, saving over $28 compared to traditional credit card fees.
The $0.95 processing fee is added to the checkout screen. The payer covers the charge ($1,000.95 total), leaving your business with a zero-cost transaction.
Apply a standard $2.50 convenience fee for digital payments. Cover our $0.95 verification fee and keep $1.55 in direct revenue for your practice.
Compare Plan Features Side by Side
| Capabilities | Starter ($49/mo) | Growth ($89/mo) | Agency Hub ($199/mo) |
|---|---|---|---|
| Monthly Transaction Cap | 150 included | 750 included | Unlimited across clients |
| General Ledger Integrations | 1 Xero or QuickBooks | 1 Xero or QuickBooks | 5 Client Orgs (+ $29/extra) |
| Printable Bank Deposit Slips (PDF) | ✓ Included | ✓ Included | ✓ Included |
| Automated NACHA / ACH File Export | ✓ Included | ✓ Included | ✓ Included |
| Stripe Gross vs. Net Fee Splitting | ✓ Included | ✓ Included | ✓ Included |
| Clearing Accounts Balanced to $0.00 | Daily batch | Hourly automated sync | Hourly multi-client sync |
| Digital Check & ACH Flat Fee | $0.95 / check | $0.95 / check | $0.95 / check |
| Invoices with Pay-Now Links | — | ✓ Unlimited | ✓ Unlimited |
| Multi-Client Accountant Dashboard | — | — | ✓ Master Access |
| Team User Seats | Unlimited | Unlimited | Unlimited |
Frequently Asked Questions
Why do you charge per transaction instead of per user seat?
Most business accounting platforms like QuickBooks penalize growth by charging steep monthly fees for every team member who needs access. ePayUs aligns directly with Xero’s unlimited user model. You can invite your internal bookkeepers, front-desk staff, field managers, and executive partners without paying a single dollar in extra seat licensing fees.
How does the $0.95 digital check processing fee compare to credit cards?
Standard credit card processors take roughly 2.9% plus 30 cents per payment. On a $2,000 contractor invoice or medical bill, that transaction costs you $58.30 in card processing overhead. With ePayUs, processing that exact same payment as an online e-check costs a flat $0.95—saving your business over 98% in payment interchange fees.
How does fee markup help my business generate revenue?
Our third fee mode allows business owners and accounting firms to establish a standard administrative convenience charge (e.g. $2.00 or $3.00) for incoming digital payments. The software deducts the baseline $0.95 verification fee and automatically credits the remaining balance directly to your fee revenue account in Xero or QuickBooks.
How does ePayUs clear Undeposited Funds to $0.00 daily?
When physical checks, cash, or Stripe batches land throughout the day, ePayUs automatically records the gross payment, creates an exact bank deposit slip, and logs processing fees as separate expense transactions. When the actual deposit matches your bank feed, the clearing ledger balances out to exactly zero without manual journal entries.
Is there any data lock-in if I choose to cancel?
None whatsoever. ePayUs is an open connector that sits directly on top of your existing accounting software. Every customer record, invoice, deposit slip line, and fee journal entry synced by our system remains permanently recorded in your Xero or QuickBooks organization. If you ever cancel your plan, your financial data remains completely intact.